Life/Long Term Care/Disability
As independent insurance advisors we do not have a vested interest in one company. We represent virtually every insurance company in the market when it comes to:
- Life – protecting family against loss, tax efficient transfers of wealth, or charitable planning
- Long Term Care – protecting against eroding your nest egg from home health care or nursing home costs
- Disability – protecting your income in the event of a disability
How Can Hillenbrand Help You
An insurance broker can help you in several ways:
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Assessing your needs: A broker can help you evaluate your financial situation and determine the amount and type of life insurance coverage that's appropriate for you based on your needs, budget, and goals.
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Finding the best policy: A broker can help you compare policies and quotes from different insurance companies to find the best one that meets your needs and fits within your budget. They can also provide you with valuable insights and recommendations on different policies, such as term life, whole life, or universal life insurance.
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Providing expert guidance: A broker is a licensed professional who has expertise in the life insurance industry. They can help you understand the complexities of different policies, including policy terms, exclusions, and riders, and answer any questions you may have.
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Managing the application process: A broker can assist you with the application process, including completing paperwork and submitting the application on your behalf. They can also help you navigate any underwriting requirements or medical exams that may be necessary to get approved for coverage.
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Providing ongoing support: A broker can be a valuable resource throughout the life of your policy, providing ongoing support and advice as your needs and circumstances change. They can help you review and adjust your coverage as needed to ensure that your policy continues to meet your needs over time.